Singapore accounting & advisory
Clean books and clear numbers, so you can focus on growth.
Argent Advisory runs the finance back office for startups, SMEs and fintechs: bookkeeping, monthly reporting, GST and compliance, built on hands-on experience in regulated financial services.
No obligation. We'll tell you honestly whether we're the right fit.
Sound familiar?
Signs your bookkeeping is costing you more than you think
Most owners don't need more spreadsheets. They need numbers they can trust, on time, without chasing anyone.
The bank balance and the books never quite match.
We only look at the numbers at year-end.
Every GST quarter turns into a scramble.
I can't tell which product or client is actually profitable.
Services
Everything your finance function needs, without the full-time hire
Pick one service or let us run the whole back office. Either way, you work directly with the people doing your books.
Accounting & Bookkeeping
Monthly bookkeeping on Xero or QuickBooks so your books are always current.
- Bank and card reconciliations
- Backlog clean-up
- Software set-up and migration
Management Reporting
A short monthly pack you can actually read and act on.
- P&L against budget
- Cash position and 13-week forecast
- Receivables ageing and key KPIs
GST Support
Records kept in order so each quarter isn't a scramble.
- GST registration checks
- Quarterly filing support
- Clean audit trail
Corporate Secretarial
Help keeping your statutory records and ACRA filings on track.
- Statutory registers
- Annual filing reminders
- Year-end coordination
Financial Controls & Reconciliations
Practical controls that stand up to auditors, banks and regulators.
- Safeguarding and customer-fund recs
- Month-end close checklists
- Approval and payment controls
Business Advisory
Straight answers on cash, profitability and growth decisions.
- Pricing and margin reviews
- Cash-flow planning
- Investor and bank-ready numbers
Why Argent
Built on regulated financial-services experience
Few small bookkeepers have worked inside regulated finance. We have, and that discipline goes into every client's books, whether you run a café, an online store or a licensed fintech.
- Treasury and reconciliationsRecs that tie back to the bank, without manual plugs.
- Safeguarding and customer fundsFamiliar with what MAS-licensed payment businesses are expected to show.
- Financial controls and AML-related finance processesControls designed to stand up to auditors and regulators.
- Audit-ready, every monthNo year-end surprises for you, your auditor or your bank.
Meet the founder
Small team, senior attention. Clients work directly with the people doing their books.
Edmund Lim, Founder & Director. Edmund's background is hands-on finance in regulated financial services: treasury, safeguarding reconciliations, financial controls and AML-related finance processes. He started Argent to bring that standard of rigour to startups and SMEs.
Who we help
Growing businesses that have outgrown the shoebox
Startups & SMEs
- Founders doing their own books at midnight
- Businesses with a backlog to clear before year-end
- Owners who want a monthly view of cash and profit
- Companies preparing for GST registration or an audit
Fintech & payments
- Preparing for, or holding, an MAS payment services licence
- Safeguarding reconciliations and segregation of customer funds
- Finance controls behind AML processes
- Investor-ready monthly reporting
How we work
Simple to start, steady every month
Free 30-minute call
Pick a time online and tell us where your books stand today and what's causing stress. You'll get a clear proposal and fee before any work starts.
Clean-up and set-up
We clear any backlog, reconcile the accounts and set up Xero or QuickBooks properly.
Monthly close and report
Books closed each month, with a short report so you always know where cash and profit stand.
Our commitments
What you can expect from us
FAQ
Common questions
Do you work with Xero and QuickBooks?
Yes. We work in both, and can set up either from scratch or migrate you from spreadsheets or another system.
My books are months behind. Can you help?
Yes. Clearing backlogs is one of the most common jobs we do. We'll reconcile everything back to the bank and get you current, then keep you there each month.
Do you only work with fintech companies?
No. Our regulated-finance background is a strength for fintechs, but most of our work is everyday bookkeeping, reporting and compliance for startups and SMEs in any industry.
How much does it cost?
Fees depend on your transaction volume and the services you need. After a free 30-minute call we'll send a clear written quote, agreed before any work begins.
Can you help with Form C-S and corporate tax?
We keep your books and year-end figures in order so your Form C-S is straightforward, and we're happy to work alongside your tax agent or recommend one.
How do we get started?
Pick a time for a free 30-minute call in our online calendar below, or send us a message on WhatsApp or through the enquiry form. We'll ask a few questions about your business and suggest the simplest way forward.
Contact
Let's talk about your books
Pick a time that suits you for a free, no-obligation 30-minute call with Edmund. It takes under a minute to book.